http://www.nytimes.com/2014/06/05/upshot/europe-likely-to-get-negative-interest-rates-what-does-that-even-mean.html?_r=1
"Negative" interest rates. In other words, you will pay the bank, in order to use its service instead of IT paying you to invest your money. A bank account will soon be considered a "luxury" or "privilege".
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